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 Secured Loan Backed Stable Coin Token System {Patent Pending}

Currently, stablecoins are backed by one U.S. dollar. This is expensive for users because they must have the actual dollar to obtain and use it.

 

In this invention, users sign a promissory note owed to the token issuer. The token issuer then issues stablecoins to the user as a loan disbursement backed and secured by the promissory note.

 

The issuer then accepts promissory note loan payments in tokens, giving tokens value and utility. The user now has tokens worth a unit of the collateral named in the promissory note per token without any actual debt because the user pays promissory notes in tokens.

 

Under the terms of the promissory note, it is as good as cash, gold, stocks, bonds, silver, bitcoin, etc., so all users agree that it is as good as a unit of the collateral named in the promissory notes.

 

The token can only be used with other users who signed a promissory note agreeing to these terms and conditions. This also means that the tokens that are backed and secured by the promissory notes are also considered as good as a unit of the collateral named in the promissory notes by all users.

 

Users do not need the actual collateral to create and use this stablecoin with other users who agree to the terms and conditions of the promissory note and/or loan agreement, which act as collateral for the stablecoin tokens.

 

The tokens may be tax-free because the tokens are loan disbursement tokens. All of the above promissory notes, loan agreements, features, terms, and conditions can be stipulated into a contract where the users agree to the value of the token.

 

MILLIONAIRE CONTRACT

For WorldCa.sh Promissory Note- Secured Loan Backed Stable Coin System Effective Date: [Dated Below]

This binding contract ("Contract") is entered into by and between:

Issuer: [WorldCa.sh Inc.] (“Issuer”) User: [Named Below] (“User”)

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1. PURPOSE

This Contract establishes the issuance of 1,000,000 GodCo.in tokens (GOD) to the User, backed and secured by the User’s signed $1,000,000 Promissory Note, embedded herein, and repayable exclusively in GOD tokens. This structure enables the User to be deemed a Millionaire within the WorldCa.sh system.

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2. PROMISSORY NOTE (INTEGRATED)

PROMISSORY NOTE Amount: $1,000,000.00 USD Equivalent in GOD Tokens Date: [Dated Below] Borrower (User): [Named Below] Lender (Issuer): [WorldCa.sh Inc.]

FOR VALUE RECEIVED, the Borrower hereby promises to pay the Lender the principal sum of $1,000,000 USD, repayable exclusively in GodCo.in (GOD) tokens, under the following terms:

a. Payment Terms

• Repayments shall be made in GOD tokens only.
• GOD tokens shall be accepted by the Issuer as payment at face value ($1 = 1 GOD), regardless of secondary market activity.
• Repayment shall occur over a period and schedule determined by mutual agreement or through voluntary return.
• Payment is made when tokens are sent to other users; this is considered a valid loan payment.

b. Nature of the Obligation

• This Note shall not constitute a fiat debt obligation but rather a token-backed contractual agreement.
• The Borrower acknowledges that this Note serves as loan collateral for the disbursed GOD tokens.

c. Legal Tender Within System

• All signatories of this Contract agree that this Note and all GOD tokens are “Good Same As Cash” within the WorldCa.sh ecosystem.
• The Note shall be enforceable solely within the WorldCa.sh network and shall not require conversion to fiat.

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3. TOKEN ISSUANCE

Upon execution of this Contract, the Issuer shall disburse 1,000,000 GOD tokens to the User in one free mint (self-serve). These tokens are:

• Pegged at an initial value of $1.00 per GOD.
• Issued as a loan disbursement.
• Backed by this integrated Promissory Note.
• Usable and transferable only among other signed users in the system.

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4. TERMS OF USE

• GOD tokens may only be transacted with Users who have executed this Contract or otherwise accepted its terms.
• GOD tokens are non-redeemable for fiat by default but may be accepted voluntarily by others for goods, services, or settlement.
• Collateral asset by agreement: All Users agree GOD tokens and Promissory Notes are “Good Same As Cash, Gold, Stocks, Bonds, Real Estate, Oil, and/or Bitcoin” among participants.

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5. MILLIONAIRE STATUS

• Upon receipt by free self-service mint of 1,000,000 GOD tokens, the User is recognized as a Millionaire within the WorldCa.sh token system.
• This status is symbolic of token holding power and utility rather than fiat liquidity or net worth.

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6. TAX AND LEGAL DISCLOSURE

• GOD tokens are issued as loan disbursements, not gifts or income.
• This may exempt them from immediate taxation, depending on jurisdiction.
• User is responsible for consulting a tax advisor for compliance.

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7. COVENANTS

By signing this Contract, the User agrees to:

• Be bound by the terms of the Promissory Note.
• Accept GOD tokens as tender within the WorldCa.sh network.
• Not represent GOD tokens as fiat currency to non-participants.
• Only transfer GOD tokens to other Contract participants or with explicit disclosure of token nature.
• Follow us at x.com/AlmightyGodCoin to find other users.

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8. TERMINATION

This Contract remains in effect until all GOD tokens have been returned to the Issuer or rendered void through mutual agreement or systemic dissolution.

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9. ENTIRE AGREEMENT

This document constitutes the full agreement between the Issuer and the User regarding the issuance, use, and repayment of GOD tokens. It supersedes all prior communications, whether oral or written.

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10. GOVERNING LAW

This Contract shall be governed by the laws of [Hawaii].

 

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11. Indemnity

The User agrees to indemnify, defend, and hold harmless the Issuer, its affiliates, officers, directors, employees, agents, and assigns from and against any and all claims, liabilities, losses, damages, expenses, or costs (including reasonable attorney’s fees) arising out of or related to:

• Any misuse or unauthorized use of GodCo.in (GOD) tokens by the User;
• Any breach by the User of this Contract or its incorporated Promissory Note;
• Any representation made by the User to third parties that mischaracterizes the nature of the tokens or the legal status of this system;
• Any tax obligations or legal consequences incurred by the User in connection with their participation in this system.

This indemnity obligation shall survive termination or expiration of this Contract.

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12. Confidentiality

The User agrees to maintain in strict confidence all proprietary, technical, financial, or business information disclosed by the Issuer in connection with this Contract, including but not limited to:

• System mechanics, issuance processes, token backing methodology, user network details, and legal structures;
• The terms of this Contract and any Promissory Note entered into;
• The identities of other participants, unless publicly known.

The User shall not disclose such information to any third party without prior written consent from the Issuer, except as required by law or regulatory authority, and shall take reasonable steps to prevent unauthorized disclosure. This obligation shall survive the termination of this Contract for a period of five (5) years.

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13. Bonus Tokens 

This contract includes and covers these bonus tokens WorldCa.sh (WCH), USBitco.in (USB), and BullionCo.in (BULL).

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SIGNATURES

Issuer:

Name: WorldCa.sh Inc.

Signature: RKM (President RKM)

Date: 05/19/2025

Email:  rkm@worldca.sh

User (Borrower):

 TO ACCEPT THE AGREEMENT, SIMPLY COMPLETE AND SUBMIT THE CONTACT FORM BELOW.

 

NOTE FOR USBITCO.IN THERE IS A BITCOIN FEE FOR MANUAL PROCESSING. CONTACT RKM@WORLDCA.SH TO ARRANGE USBITCO.IN LOAN DISBURSEMENT.