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Free Money Strategy

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A Free Money Bitcoin Strategy!

SYSTEMS AND METHODS FOR ELIMINATING TAXES FROM BITCOIN TRANSACTIONS AND ADDING BITCOIN VALUE TO BITCOIN TOKENS BY rkm@worldca.sh FOR www.WorldCa.sh

(1)-Presently, one reason Bitcoin is not used as a medium of exchange is because it is taxable to spend. We propose an interest-free loan token built on top of the Bitcoin blockchain to be used as a medium of exchange. Loans are not taxable, which solves this problem. (2) Also, create stocks, bonds, and ETF token securities law regulations because loans are not investments.

(3) Another problem is that Bitcoin is too valuable to spend or buy. This can be solved by giving the loan token the same value as Bitcoin by mutually beneficial agreement stipulated in the loan agreement terms and conditions, similar to a credit limit on a credit card or the value of dollar bills, ten-dollar bills, etc. (all money is just an agreement of value exchange between parties), creating a new asset that is just as valuable but not taxable. Bitcoin's low available supply is also a problem, but token users need less bitcoin to transact in full bitcoin value. This method can also be used to create stable coins where users agree to back each token with one US dollar or gold, where users agree that a token is gold with the same value as gold. The main element of the system is the loan agreement, which is published online on a website, www.WorldCa.sh as proof of the loan for all to witness and download. The loan agreement is able to set the token price by mutually beneficial agreement to mirror the bitcoin price. All token users are borrowers. All transactions are loans. All loans are transferred between users in every transaction. Bitcoin used to pay the transaction fees to the bitcoin miners is deemed as a loan to the payee. By using the token, users agree to the loan agreement terms and conditions. A copy of the loan agreement can also be in a transaction op return on the Bitcoin blockchain.

(4)- Token transaction history recorded on the Bitcoin blockchain is proprietary intellectual property and is copyrighted and licensed to create universal basic income for token users. There is also the problem of scalability, which is solved by this invention as an automatic side effect of mass adoption of the token as a medium of exchange, because all other currencies will deflate in value against the token, because nothing can compete with free money. There is no second best. The cost to run a Bitcoin node and mine Bitcoin will go down, and more people will mine and run nodes, making the Bitcoin blockchain more secure and decentralized.

I claim an electronic (1) loan token - built on the Bitcoin blockchain, connected to a (2) stock and bond creation method around securities law regulations connected to a (3) loan agreement—on a website or OP return Bitcoin blockchain transaction that stipulates by mutually beneficial agreement token value equal to Bitcoin, connected to (4) universal basic income—token transaction history licensing to create income, comprised into a loan system—to enable tax- and regulation-free agreed-upon market value peer-to-peer token transactions on the Bitcoin blockchain. Merchants will accept and use bitcoin loan tokens because it creates more customers and tax-free profits. Customers will use it to save and earn money. Patent Pending

UNIVERSAL LOAN AGREEMENT

Effective Date: [05/11/2025] Version: 1.0 Jurisdiction: Global / As Applicable Licensor & Operator: WorldCa.sh—RKM [rkm@worldca.sh] Website: https://www.WorldCa.sh

1. PARTIES TO THE AGREEMENT

This Universal Loan Agreement ("Agreement") is made by and between:

Lender: WorldCa.sh, represented by RKM Borrower: Any individual or entity using the WorldCa.sh loan token system (each, a "User") By sending, receiving, or transacting with loan tokens built upon the Bitcoin blockchain in the WorldCa.sh system, each User voluntarily becomes a party to this Agreement.

2. PURPOSE AND SCOPE

This Agreement facilitates tax-free peer-to-peer transactions using loan tokens issued on or tied to the Bitcoin blockchain. These tokens:

Are non-interest-bearing loans used solely as a medium of exchange, not as investments.
Mirror the value of Bitcoin by mutual agreement of the parties.
Are governed by the loan terms herein, rather than securities regulations.
May be linked to derivative assets such as stocks, bonds, ETFs, USD, or gold solely through non-investment loan mechanisms compliant with applicable law.

3. LOAN TERMS

3.1 Nature of the Loan

Each token transaction constitutes a non-recourse, interest-free loan of digital value between Users. No User may treat these tokens as investments or income. All transactions are construed as repayable loans.

3.2 Value Assignment

The parties agree that each token has a value equal to the value of one Bitcoin, unless otherwise denominated (e.g., USD-stable or gold-pegged tokens), and that this value is set by mutual consent at the time of each transaction.

Value equivalency is further stipulated by WorldCa.sh through publication of current equivalencies on www.WorldCa.sh and in OP_RETURN metadata on the Bitcoin blockchain.

3.3 Transfer of Loans

Each transfer of a token from one User to another is legally a transfer of loan liability, not a sale of an asset. All loans are deemed assumed and re-issued by the recipient upon receipt.

4. REGULATORY POSITION

4.1 Non-Security Nature

Tokens issued under this Agreement are not securities. They:

Do not promise profits.
Do not constitute ownership in any entity.
Are solely instruments of value exchange through debt.

WorldCa.sh expressly disclaims the use of these tokens for speculative investment purposes.

4.2 Securities-Adjacent Instruments

Derivative structures (e.g., tokenized stocks, bonds, ETFs) may be mirrored by agreement only, through non-investment loan mechanisms. No such instrument constitutes a registered security under U.S. or international law.

5. TRANSACTION HISTORY AND UBI

5.1 Copyright & License

All transaction history created via use of these tokens and recorded on the Bitcoin blockchain is:

Proprietary intellectual property of WorldCa.sh.
Copyrighted and licensed to generate Universal Basic Income (UBI) for participating Users.

WorldCa.sh may monetize this transaction data through licensing or analytics, distributing revenue according to participation levels.

6. ACCEPTANCE AND AGREEMENT

By initiating or receiving any transaction involving loan tokens covered by this Agreement:

The User expressly accepts all terms and conditions herein.
The User affirms that all value transfers are loans, not taxable events.
The User acknowledges that value equivalency is by mutual beneficial agreement, not third-party enforcement.
The User waives any claim to treat these tokens as legal tender, securities, or investment instruments.

7. DISCLAIMERS

No Guarantee of Value: The value of loan tokens is determined solely by mutual agreement and may fluctuate.
No Financial Advice: This Agreement and the system it enables do not constitute financial, tax, or legal advice.
Patent Pending: The described system is subject to one or more pending patent applications by RKM and WorldCa.sh.

8. GOVERNING LAW

This Agreement is to be construed under common law contract principles. Any disputes shall be resolved by mutual arbitration under the jurisdiction of the primary residence of WorldCa.sh (unless otherwise agreed).

9. PUBLICATION AND VERIFICATION

This Agreement is:

Published publicly at www.WorldCa.sh
Optionally embedded in OP_RETURN metadata in Bitcoin transactions for tamper-evident verification.

10. MODIFICATIONS

WorldCa.sh reserves the right to amend this Agreement, provided changes are:

Posted publicly with at least 30 days’ notice.
Clearly versioned with changelogs.

Continued use of loan tokens constitutes agreement to updated terms.

SIGNATURE BLOCK This is a self-executing agreement. No signatures are required. Use of the token system is your legally binding acknowledgment of all terms.

Prepared by: RKM – [rkm@worldca.sh] For: https://www.WorldCa.sh Patent Pending

Universal Loan Agreement

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Disclaimer, Terms & Conditions

our tokens were fairly launched in america by an american with a fixed capped supply and no pre-mined tokens. ABOVE TokenS aRE meme tokenS created for entertainment purposes only and have no association with any stocks, equities, or securities. Any resemblance or association WITH the “Stock Market” is purely coincidental and intended for satirical or humorous purposes. All depictions on this site are intended as parody or satire and should not be taken as factual representations. This website is FOR token USERs ONLY and operates solely as a PRIVATE fanS ONLY page, with no affiliation tO ANY companies or GOVERNMENTS. ABOVE tokenS aRE meme tokenS with no intrinsic value or expectation of financial return. the above are free bitcoin loan tokens and not investments, securities, or equities. worldslargestbank.com (worldslargestBank.btc is a bitcoin treasury not a financial institution) is a data bank of loan token transactions and not a financial institution. any resemblance to governments or the dollar is purely coincidental. you are responsible for paying your taxes we do not condone or endorse tax evasion speak with an attorney before doing anything. By using this site, users agree TO KEEP ALL INTELLECTUAL PROPERTY, TRADE SECRETS, AND PATENT PENDING INFORMATION CONFIDENTIAL, BREACH SUBJECT TO MONETARY PENALTIES, and acknowledge that all interactions and interpretations are at their own risk, and the site host assumes no liability for any user actions or assumptions based on the content presented. Users accept full responsibility for any and all losses, damages, or liabilities arising from their use of the site, including but not limited to financial losses, data loss, or any form of harm. Any links to third-party websites are provided for convenience, and users access such external sites at their own risk, with no liability to the host for any consequences resulting from third-party content or interactions. This site does not offer financial, legal, or professional advice. All content is intended solely for entertainment and should not be relied upon for financial, investment, or legal decisions. The site host makes no guarantees regarding the accuracy, completeness, or currency of the information presented. All content is provided “as-is,” without warranties of any kind, either expressed or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. To the fullest extent permitted by law, the site host shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to the use of this site. By using this site, users agree to indemnify and hold the site host harmless from any claims, damages, liabilities, and expenses arising from their use of the site or violation of these terms. The site host reserves the right to modify this disclaimer at any time, and continued use of the site constitutes acceptance of any updated terms. © 2025 rkm@worldca.sh All rights reserved!

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